Cut a piece of green card stock in half. Fold. Cut out an oval to fit the front. Cut out a 1.5" circle from gold scrapbook paper. Glue pieces together. Accordion fold your bill making the folds as narrow as possible so the card will be flat enough to fit in the envelope. Pinch one end together and fan out the other to make the tree shape. Poke a piece of craft wire through both ends near the pinched tip. String on a pony bead star. Push the wire through front of the assembled card. Twist inside and trim.